Why JoHo Insurances?

JoHo is one of the few organisations in the Netherlands where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialised insurance.

JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

When you purchase an insurance policy through JoHo, you with not pay anymore than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will pay even less.

JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organisation who has an established relationship with the insurer.

IPS - Insurance Passport for Students

 IPS - For study and Internships.

An international insurance available to all nationalities, designed for students, scientists or educational staff members, but also for people with an in-company placements, trainees (vocational training) and au pairs. Partners and children can also be covered by IPS.

Important Documents


  • No deductible
  • Optional winter sports and underwater sports cover should you purchase Primary or Secondary Cover
  • Available to all nationalities
  • Choice of Basic or Secondary cover for EU nationals and Primary Cover for all other nationalities.
  • Worldwide cover available
  • Extension of cover via internet or a family member is possible
  • Cancellation Insurance is optional for Dutch Nationals
  • Cover available for a temporary visit to home country for up to 4 consecutive weeks.

Quote & Apply Online!



The premium for the IPS student insurance depends on the type of coverage you choose. You can choose from three IPS varieties.

The IPS Basic

The IPS Basic is available to you if you're a student from the Netherland, Germany or Belgium, or if you have the Dutch basic health insurance. It provides worldwide coverage for all categories except medical expenses and costs €0,53 per day.

The IPS Secondary

The IPS Secondary is available to you when you are a student coming from Europe, staying within Europe and in combination with the European Health Insurance Card (EHIC). It provides coverage within Europe for all categories. Note that medical expenses are covered supplementary to the cover provided in your EHIC health insurance. This package costs €0,83 per day.

The IPS Primary

The IPS Primary is available to you when you are from Europe traveling to anywhere in the world or if you are from anywhere in the world coming to Europe. This package provides worldwide coverage for all categories and costs €1,21 per day. 

Besides these three products, you can also add the winter and underwater sports coverage.

Winter and underwater sports

Do you want to do winter or underwater sports when you are stuying abroad? Apply for this supplemental coverage so you will be covered for damage related to these sports. You can add it to the standard package for €5,10 per month.




JoHo Insurances


Paviljoensgracht 18
2512 BP The Hague (Den Haag)
The Netherlands
Email: info@johoinsurances.org

All insurances on this website can be applied for at JoHo Insurances, e-mail to info@johoinsurances.org or fill in the appropriate application form on this website. For questions and additional information please contact us!