Why JoHo Insurances?

JoHo is one of the few organisations in the Netherlands where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialised insurance.

JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

When you purchase an insurance policy through JoHo, you with not pay anymore than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will pay even less.

JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organisation who has an established relationship with the insurer.

Bupa Schengen Travel Insurance

The Bupa Schengen Travel is designed to meet the regulations of the European Union for persons applying for an entry visa to the Schengen area.

  • The insurance covers you in case of acute illness or injury for inpatient and outpatient medical treatment.
  • Hospitalisation and medical evacuation back to the home country is covered up to EUR 30,000.
  • In case of outpatient treatment at a doctor or a specialist you will have to pay a deductible. This means that you will pay the first EUR 100 of each claim yourself.


List of excluded countries

Unfortunately this insurance is NOT available for Residents of the following countries:

  • USA
  • Canada
  • Puerto Rico
  • Thailand
  • Brasil
  • Sanctioned countries (eg. Iran)

Single trip or Multi trip

The insurance is available for single trip visa (max. 62 days) as well as for multiple entry visa (max. 90 days per trip). Choose your cover according to the type of visa you are applying for.

Please always state the home address of the insured on your policy.

Premium Single Trip:

  • 3 days - 8 euro
  • 7 days - 13 euro
  • 14 days - 21 euro
  • 21 days - 26 euro
  • 31 days - 35 euro
  • 62 days - 53 euro

Excluding taxes. Maximum insurance age is 79. For persons aged 56-79, premiums will be increased with 50%.


Premium Mulitple Trip:

  • 90 days (max. 30 days per trip) - 50 euro a year
  • 182 days (max. 90 days per trip) - 66 euro a year
  • 365 days (max. 90 days per trip) - 120 euro a year

Excluding taxes. Maximum insurance age is 79. For persons aged 56-79, premiums will be increased with 50%.


Changes and Cancellation:

If you have taken out a policy online and later need to change your cover, your name, address or travel period, or if you need to cancel the insurance, a fee of USD 65/EUR 50 will apply.

In case of cancellation, or change of travel dates, ihi Bupa must be notified before the start of the insurance period. If you give notice after the insurance period has started, the insurance can not be cancelled.

Please note that this policy can not be renewed or extended.

Payment by Credit Card:

This insurance can only be taken out online and paid for by credit card. Your cover will take effect on the day of your choice, but please note that your credit card payment must have been successfully completed in order for the cover to be valid.

Schengen countries

Austria, Belgium, Czech Republic, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Switzerland, Sweden.



JoHo Insurances


Paviljoensgracht 18
2512 BP The Hague (Den Haag)
The Netherlands
Email: info@johoinsurances.org

All insurances on this website can be applied for at JoHo Insurances, e-mail to info@johoinsurances.org or fill in the appropriate application form on this website. For questions and additional information please contact us!