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ONVZ Basic Health Insurance

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Dutch Basic Health Insurance for all nationalities living in the Netherlands. Check your situation in the Healthcare Guide .


ONVZ - Dutch Basic Health Insurance

Yearly changes


Dutch Public Health Insurance is for residents in the Netherlands, and everyone working and paying for social security in the Netherlands. The compulsory excess for 2015 will be €375,-. You have the option to choose an extra voluntary excess of €100,-, €200,-, €300,-, €400,- or €500,-.


  • Burgerservicenummer (Social security number, obtainable from the "Belastingdienst")
  • Registration in the city where you live
  • Copy of your passport
  • Copy of your resident's permit
  • E-mail us for the requirements for employees of International Institions


The JoHo ONVZ Health Insurance:

  • Health card for all (family) members
  • Direct billing for doctor, farmacy, hospital with your health card
  • Group discount for JoHo Insurances


    Apply online for the Dutch Basic Health Insurance (JoHo discount)

    JoHo Group discount for expats in the Netherlands: 3% on the Basic insurance, and 7% on the supplements. 

    Online offer and application. (Dutch)


    Why JoHo Insurances?

    JoHo is one of the few organisations in the Netherlands where you can directly purchase a comprehensive range of foreign insurances from a variety of insurers. As with our other products and services, we believe that you should be able to choose between the best, the most cost effective and the most specialised insurance.

    JoHo offers various possibilities from combining insurances to assisting in transferring from one insurer to another.

    When you purchase an insurance policy through JoHo, you with not pay anymore than if you had purchased it directly from the insurer. Sometimes (through special collective agreements) you will pay even less.

    JoHo offers support with problems that may arise with the insurer. Sometimes disagreement with claims, cancellation notice or insurance premiums can occur. In this situation it helps if you have the assistance of an organisation who has an established relationship with the insurer.

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    JoHo Insurances


    Paviljoensgracht 18
    2512 BP The Hague (Den Haag)
    The Netherlands
    Tel: +31 88 - 3214563

    All insurances on this website can be applied for at JoHo Insurances. Call 088-3214563, e-mail to , visit our head-office in The Hague or fill in the appropriate application form on this website. For questions and additional information please contact us!

    Offices in Amsterdam, The Hague, Leiden, Utrecht and Groningen.

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